/* ============================================================
   Mortgage Calculator – Stylesheet
   Primary: #b71f37
   ============================================================ */

:root {
    --mc-primary:       #b71f37;
    --mc-primary-dark:  #8f1629;
    --mc-primary-light: #d9314f;
    --mc-text:          #1a1a2e;
    --mc-text-muted:    #6b7280;
    --mc-border:        #e2e4e9;
    --mc-bg:            #ffffff;
    --mc-bg-panel:      #f9fafb;
    --mc-radius:        10px;
    --mc-input-height:  52px;
    --mc-shadow:        0 2px 16px rgba(0,0,0,.07);
    --mc-slider-track:  #d1d5db;
    --mc-slider-fill:   #b71f37;
    --mc-font:          'Segoe UI', system-ui, -apple-system, sans-serif;
}

/* ── Wrapper ── */
.mc-wrapper {
    /* font-family: var(--mc-font); */
    color: var(--mc-text);
    display: flex;
    flex-wrap: wrap;
    gap: 32px;
    max-width: 1100px;
    margin: 0 auto;
    padding: 0 16px 40px;
    box-sizing: border-box;
}

/* ── Panels ── */
.mc-panel {
    background: var(--mc-bg);
    border-radius: var(--mc-radius);
    padding: 32px 28px;
    box-shadow: var(--mc-shadow);
    box-sizing: border-box;
}

.mc-inputs {
    flex: 1 1 420px;
    min-width: 320px;
}

.mc-results {
    flex: 0 1 360px;
    min-width: 300px;
    display: flex;
    flex-direction: column;
    gap: 24px;
    padding: 0;
    background: transparent;
    box-shadow: none;
}

/* ── Heading ── */
.mc-heading {
    font-size: 1.6rem;
    font-weight: 700;
    color: var(--mc-text);
    margin: 0 0 28px;
    line-height: 1.25;
}

/* ── Field groups ── */
.mc-field-group {
    margin-bottom: 24px;
}

.mc-label {
    display: block;
    font-size: .875rem;
    font-weight: 600;
    color: var(--mc-text);
    margin-bottom: 8px;
    letter-spacing: .01em;
}

/* ── Text inputs ── */
.mc-input-box {
    position: relative;
    display: flex;
    align-items: center;
}

.mc-text-input {
    width: 100%;
    height: var(--mc-input-height);
    border: 1.5px solid var(--mc-border);
    border-radius: var(--mc-radius);
    padding: 0 16px;
    font-size: 1rem;
    /* font-family: var(--mc-font); */
    color: var(--mc-text);
    background: var(--mc-bg);
    outline: none;
    box-sizing: border-box;
    transition: border-color .18s;
    -moz-appearance: textfield;
}

.mc-text-input::-webkit-inner-spin-button,
.mc-text-input::-webkit-outer-spin-button {
    -webkit-appearance: none;
    margin: 0;
}

.mc-text-input:focus {
    border-color: var(--mc-primary);
    box-shadow: 0 0 0 3px rgba(183,31,55,.12);
}

/* loan amount display is read-only */
#mc-loan-input[readonly] {
    background: var(--mc-bg-panel);
    cursor: default;
}

/* ── Percentage badge ── */
.mc-input-with-badge .mc-text-input {
    padding-right: 60px;
}

.mc-pct-badge {
    position: absolute;
    right: 14px;
    font-size: .9rem;
    font-weight: 700;
    color: var(--mc-primary);
    pointer-events: none;
    white-space: nowrap;
}

/* ── Residency tabs ── */
.mc-residency-tabs {
    display: flex;
    gap: 0;
    border: 1.5px solid var(--mc-border);
    border-radius: var(--mc-radius);
    overflow: hidden;
    width: 100%;
}

.mc-residency-tab {
    flex: 1;
    height: 44px;
    border: none;
    background: var(--mc-bg);
    color: var(--mc-text);
    font-size: .875rem;
    /* font-family: var(--mc-font); */
    font-weight: 500;
    cursor: pointer;
    transition: background .15s, color .15s;
    border-right: 1.5px solid var(--mc-border);
}

.mc-residency-tab:last-child {
    border-right: none;
}

.mc-residency-tab:hover {
    background: #fef2f4;
    color: var(--mc-primary);
}

.mc-residency-tab.mc-tab-active {
    background: var(--mc-primary);
    color: #fff;
    font-weight: 700;
}

/* ── Sliders ── */
.mc-slider-wrap {
    margin-top: 10px;
}

.mc-slider {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 4px;
    border-radius: 2px;
    background: var(--mc-slider-track);
    outline: none;
    cursor: pointer;
    /* filled via JS inline style */
}

.mc-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: var(--mc-primary);
    border: 3px solid #fff;
    box-shadow: 0 0 0 1.5px var(--mc-primary), 0 2px 6px rgba(183,31,55,.3);
    cursor: pointer;
    transition: transform .12s;
}

.mc-slider::-moz-range-thumb {
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: var(--mc-primary);
    border: 3px solid #fff;
    box-shadow: 0 0 0 1.5px var(--mc-primary), 0 2px 6px rgba(183,31,55,.3);
    cursor: pointer;
}

.mc-slider::-webkit-slider-thumb:hover,
.mc-slider:active::-webkit-slider-thumb {
    transform: scale(1.15);
}

.mc-slider:disabled {
    opacity: .5;
    cursor: default;
}

.mc-slider-labels {
    display: flex;
    justify-content: space-between;
    margin-top: 5px;
    font-size: .75rem;
    color: var(--mc-text-muted);
}

/* ── Rate note ── */
.mc-rate-note {
    font-size: .75rem;
    color: var(--mc-text-muted);
    margin: 6px 0 0;
    font-style: italic;
}

/* ── Estimate card ── */
.mc-estimate-card {
    background: var(--mc-bg);
    border-radius: var(--mc-radius);
    padding: 28px 24px 24px;
    box-shadow: var(--mc-shadow);
}

.mc-estimate-label {
    font-size: .8rem;
    color: var(--mc-text-muted);
    margin: 0 0 14px;
    text-align: left;
    letter-spacing: .01em;
}

.mc-estimate-row {
    display: flex;
    align-items: flex-end;
    gap: 24px;
    margin-bottom: 20px;
}

.mc-estimate-block {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.mc-estimate-sub {
    font-size: .78rem;
    color: var(--mc-text-muted);
}

.mc-estimate-value {
    font-size: 2rem;
    font-weight: 800;
    color: var(--mc-text);
    line-height: 1.1;
    letter-spacing: -.02em;
    transition: color .2s;
}

.mc-estimate-value small {
    font-size: 1rem;
    font-weight: 600;
    margin-left: 3px;
    color: var(--mc-text-muted);
}

.mc-estimate-rate-block .mc-estimate-value {
    color: var(--mc-primary);
}

/* Upfront button */
.mc-upfront-btn {
    display: block;
    width: 100%;
    height: 46px;
    border: 2px solid var(--mc-primary);
    border-radius: var(--mc-radius);
    background: #fff;
    color: var(--mc-primary);
    font-size: .9rem;
    font-weight: 700;
    /* font-family: var(--mc-font); */
    cursor: pointer;
    transition: background .15s, color .15s;
    letter-spacing: .01em;
}

.mc-upfront-btn:hover {
    background: var(--mc-primary);
    color: #fff;
}

/* Upfront breakdown */
.mc-upfront-breakdown {
    margin-top: 18px;
    border-top: 1px solid var(--mc-border);
    padding-top: 14px;
}

.mc-upfront-row {
    display: flex;
    justify-content: space-between;
    font-size: .85rem;
    padding: 5px 0;
    color: var(--mc-text-muted);
}

.mc-upfront-total {
    border-top: 1px solid var(--mc-border);
    margin-top: 6px;
    padding-top: 10px;
    font-weight: 700;
    color: var(--mc-text);
    font-size: .9rem;
}

.hsfc-Step .hsfc-Step__Content {
    padding: 20px !important;
}

/* ── Consultation card ── */
.mc-consultation-card {
    background: var(--mc-bg);
    border-radius: var(--mc-radius);
    padding: 28px 24px;
    box-shadow: var(--mc-shadow);
}

.mc-consult-heading {
    font-size: 1.2rem;
    font-weight: 700;
    margin: 0 0 6px;
    color: var(--mc-text);
}

.mc-consult-sub {
    font-size: .85rem;
    color: var(--mc-text-muted);
    margin: 0 0 20px;
}

.mc-form-field {
    margin-bottom: 12px;
}

.mc-form-input {
    width: 100%;
    height: var(--mc-input-height);
    border: 1.5px solid var(--mc-border);
    border-radius: var(--mc-radius);
    padding: 0 16px;
    font-size: .95rem;
    /* font-family: var(--mc-font); */
    color: var(--mc-text);
    background: var(--mc-bg);
    outline: none;
    box-sizing: border-box;
    transition: border-color .18s;
}

.mc-form-input:focus {
    border-color: var(--mc-primary);
    box-shadow: 0 0 0 3px rgba(183,31,55,.10);
}

/* Phone field */
.mc-phone-field {
    display: flex;
    align-items: center;
    border: 1.5px solid var(--mc-border);
    border-radius: var(--mc-radius);
    overflow: hidden;
    height: var(--mc-input-height);
    background: var(--mc-bg);
    transition: border-color .18s;
}

.mc-phone-field:focus-within {
    border-color: var(--mc-primary);
    box-shadow: 0 0 0 3px rgba(183,31,55,.10);
}

.mc-phone-flag {
    display: flex;
    align-items: center;
    gap: 6px;
    padding: 0 12px;
    border-right: 1.5px solid var(--mc-border);
    height: 100%;
    flex-shrink: 0;
    background: var(--mc-bg-panel);
}

.mc-phone-flag img {
    border-radius: 2px;
    display: block;
}

.mc-phone-code {
    font-size: .9rem;
    font-weight: 600;
    color: var(--mc-text);
    white-space: nowrap;
}

.mc-phone-input {
    border: none !important;
    box-shadow: none !important;
    height: 100%;
    border-radius: 0 !important;
    flex: 1;
}

/* ── Form message ── */
.mc-form-message {
    padding: 10px 14px;
    border-radius: 8px;
    font-size: .875rem;
    margin-bottom: 10px;
}

.mc-form-message.mc-success {
    background: #f0fdf4;
    color: #16a34a;
    border: 1px solid #bbf7d0;
}

.mc-form-message.mc-error {
    background: #fff1f2;
    color: var(--mc-primary);
    border: 1px solid #fecdd3;
}

/* ── CTA Button ── */
.mc-cta-btn {
    display: block;
    width: 100%;
    height: 52px;
    background: var(--mc-primary);
    color: #fff;
    border: none;
    border-radius: var(--mc-radius);
    font-size: 1rem;
    font-weight: 700;
    /* font-family: var(--mc-font); */
    cursor: pointer;
    letter-spacing: .015em;
    transition: background .15s, transform .1s;
    margin-top: 4px;
}

.mc-cta-btn:hover {
    background: var(--mc-primary-dark);
}

.mc-cta-btn:active {
    transform: scale(.98);
}

.mc-cta-btn:disabled {
    opacity: .7;
    cursor: wait;
}

/* ── Loading spinner on payment display ── */
.mc-estimate-value.mc-loading {
    color: var(--mc-text-muted);
    animation: mc-pulse 1s ease-in-out infinite;
}

@keyframes mc-pulse {
    0%, 100% { opacity: 1; }
    50%       { opacity: .4; }
}


.hsfc-Step__Content {
    padding: 0 !important;
}

/* ── Responsive ── */
@media (max-width: 768px) {
    .mc-wrapper {
        flex-direction: column;
        gap: 20px;
        padding: 0 12px 32px;
    }

    .mc-inputs,
    .mc-results {
        flex: 1 1 100%;
        min-width: 0;
    }

    .mc-panel {
        padding: 24px 18px;
    }

    .mc-heading {
        font-size: 1.35rem;
    }

    .mc-estimate-value {
        font-size: 1.6rem;
    }

    .mc-residency-tab {
        font-size: .78rem;
        padding: 0 4px;
    }
}

@media (max-width: 420px) {
    .mc-estimate-row {
        flex-direction: column;
        gap: 12px;
    }
}

/* ============================================================
   MODAL
   ============================================================ */

.mc-modal-overlay {
    display: none;
    position: fixed;
    inset: 0;
    background: rgba(0,0,0,.55);
    z-index: 99999;
    align-items: center;
    justify-content: center;
    padding: 16px;
    box-sizing: border-box;
}

.mc-modal-overlay.mc-modal-open {
    display: flex;
}

.mc-modal {
    background: #fff;
    border-radius: 14px;
    width: 100%;
    max-width: 560px;
    max-height: 90vh;
    display: flex;
    flex-direction: column;
    box-shadow: 0 20px 60px rgba(0,0,0,.22);
    overflow: hidden;
    animation: mc-modal-in .22s ease;
}

@keyframes mc-modal-in {
    from { opacity: 0; transform: translateY(18px) scale(.97); }
    to   { opacity: 1; transform: translateY(0)   scale(1);    }
}

/* Header */
.mc-modal-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 20px 24px 16px;
    border-bottom: 1px solid var(--mc-border);
    flex-shrink: 0;
}

.mc-modal-title {
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--mc-text);
    margin: 0;
}

.mc-modal-close {
    width: 32px;
    height: 32px;
    border: none;
    background: var(--mc-bg-panel);
    border-radius: 50%;
    cursor: pointer;
    font-size: 1rem;
    color: var(--mc-text-muted);
    display: flex;
    align-items: center;
    justify-content: center;
    transition: background .15s, color .15s;
    flex-shrink: 0;
}

.mc-modal-close:hover {
    background: #fee2e6;
    color: var(--mc-primary);
}

/* Body */
.mc-modal-body {
    padding: 0 24px;
    overflow-y: auto;
    flex: 1;
}

.mc-modal-section-title {
    font-size: .8rem;
    font-weight: 700;
    color: var(--mc-text-muted);
    text-transform: uppercase;
    letter-spacing: .06em;
    padding: 16px 0 10px;
    border-bottom: 1px solid var(--mc-border);
}

/* Breakdown rows */
.mc-breakdown-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 13px 0;
    border-bottom: 1px solid var(--mc-border);
    font-size: .9rem;
    color: var(--mc-text);
    gap: 12px;
}

.mc-breakdown-row:last-child {
    border-bottom: none;
}

.mc-breakdown-down {
    font-weight: 600;
}

/* Expandable group header */
.mc-breakdown-group-header {
    cursor: pointer;
    user-select: none;
}

.mc-breakdown-group-header:hover .mc-breakdown-expandable {
    color: var(--mc-primary);
}

.mc-breakdown-expandable {
    display: flex;
    align-items: center;
    gap: 6px;
    font-weight: 600;
    transition: color .15s;
}

.mc-expand-icon {
    font-size: .65rem;
    color: var(--mc-primary);
    transition: transform .2s;
}

.mc-expand-icon.mc-collapsed {
    transform: rotate(180deg);
}

/* Sub rows */
.mc-breakdown-sub-rows {
    overflow: hidden;
    transition: max-height .25s ease;
}

.mc-breakdown-sub {
    padding-left: 16px;
    color: var(--mc-text);
    font-size: .875rem;
    border-bottom: 1px solid #f1f3f5;
}

.mc-breakdown-sub:last-child {
    border-bottom: 1px solid var(--mc-border);
}

/* Total row */
.mc-breakdown-total-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 16px 0 12px;
    font-size: .95rem;
    font-weight: 700;
    color: var(--mc-text);
    gap: 12px;
}

/* Fee label + tooltip wrapper */
.mc-fee-label {
    display: flex;
    align-items: center;
    gap: 6px;
    text-decoration: underline;
    text-decoration-style: dashed;
    text-underline-offset: 3px;
    text-decoration-color: #aaa;
    cursor: default;
}

/* ── Tooltip ── */
.mc-tooltip-wrap {
    position: relative;
    display: inline-flex;
    align-items: center;
}

.mc-tooltip-icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 16px;
    height: 16px;
    border-radius: 50%;
    background: var(--mc-border);
    color: var(--mc-text-muted);
    font-size: .65rem;
    font-weight: 700;
    cursor: help;
    flex-shrink: 0;
    transition: background .15s;
}

.mc-tooltip-wrap:hover .mc-tooltip-icon {
    background: var(--mc-primary);
    color: #fff;
}

.mc-tooltip-text {
    display: none;
    position: absolute;
    left: 50%;
    bottom: calc(100% + 8px);
    transform: translateX(-50%);
    background: #1a1a2e;
    color: #fff;
    font-size: .78rem;
    line-height: 1.45;
    padding: 9px 12px;
    border-radius: 8px;
    width: 230px;
    text-decoration: none;
    pointer-events: none;
    z-index: 100001;
    box-shadow: 0 4px 16px rgba(0,0,0,.2);
    font-weight: 400;
    text-align: left;
}

.mc-tooltip-text::after {
    content: '';
    position: absolute;
    top: 100%;
    left: 50%;
    transform: translateX(-50%);
    border: 6px solid transparent;
    border-top-color: #1a1a2e;
}

.mc-tooltip-wrap:hover .mc-tooltip-text {
    display: block;
}

/* Modal footer */
.mc-modal-footer {
    padding: 16px 24px 20px;
    border-top: 1px solid var(--mc-border);
    flex-shrink: 0;
}

.mc-modal-summary-label {
    font-size: .8rem;
    color: var(--mc-text-muted);
    margin-bottom: 10px;
}

.mc-modal-summary-row {
    display: flex;
    flex-wrap: wrap;
    gap: 18px 28px;
    margin-bottom: 16px;
}

.mc-modal-summary-item {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.mc-summary-sub {
    font-size: .75rem;
    color: var(--mc-text-muted);
}

.mc-summary-val {
    font-size: 1rem;
    font-weight: 700;
    color: var(--mc-text);
}

.mc-modal-cta {
    width: 100%;
}

/* Remove old inline upfront button expansion */
.mc-upfront-breakdown { display: none !important; }



/* Responsive */
@media (max-width: 480px) {
    .mc-modal-body,
    .mc-modal-header,
    .mc-modal-footer {
        padding-left: 16px;
        padding-right: 16px;
    }
    .mc-tooltip-text {
        width: 180px;
        left: auto;
        right: 0;
        transform: none;
    }
    .mc-tooltip-text::after {
        left: auto;
        right: 14px;
        transform: none;
    }
}